Stash Beginner



Stock-Back® Card1


Saving tools

Personalized advice

$1k life insurance offered by Avibra

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Why Stash?


With fractional shares, you can choose how much to invest.

Choose your Stash.

Start investing for the long-term.

Stash Growth


Everything in Stash Beginner

Retirement (Roth or Traditional IRA)4

Tax benefits for retirement investing

Personalized retirement advice

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Everything in Stash Growth

Investing for children5

Exclusive Stock-Back® Card bonuses

2x stock with the Stock-Back® Card1

Premium research and advice

$10k life insurance offered by Avibra

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Let’s change your financial future.

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We’ve helped Stashers avoid over $95 million in overdraft fees.

The amount of overdraft fees that Stash has helped users avoid is based on the number of transactions blocked due to insufficient funds multiplied by the average overdraft fee incurred. The data was obtained from linked checking accounts via Quovo. Overdraft data is based on a lookback of users' bank account transactions between September 1, 2019 and October 2, 2020 for the following types of fees: Overdraft Fees, as categorized by Quovo. The number of purchases blocked due to insufficient funds is based on a lookback from September 1, 2019 through October 2, 2020.

Legal  |  Privacy Policy

†Stash offers access to investment and banking accounts under each subscription plan. Each type of account is subject to different regulations and limitations. Stash Monthly Subscription Wrap Fee starts at $1/month. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your investment account(s), plus fees for various ancillary services charged by Stash and the Custodian. Please see
Advisory Agreement for details. Other fees apply to the bank account. Please see Deposit Account Agreement for details.

§Depending on the subscription plan, there may be additional steps a user must take to cancel their account which may impact the amount of time it takes to fully close an account. You may incur ancillary fees charged by Stash and/or its custodian that are not included in the monthly Wrap-Fee.

‡Group life insurance coverage provided through Avibra, Inc. Only individuals between ages 18 through and including 54 and who are residents of one of the 50 U.S. states or the District of Columbia are eligible for group life insurance coverage, subject to availability. Individuals with certain pre-existing medical conditions may not be eligible for the full amount of coverage identified above, but may instead receive a lesser coverage amount. All insurance products are subject to state availability, issue limitations and contractual terms and conditions, any of which may change at any time and without notice. Please see
Terms and Conditions for details.

  1. Stash banking account opening is subject to identity verification by Green Dot Bank. In order for a user to be eligible for a Stash banking account, they must also have opened a taxable brokerage account on Stash. Bank Account Services provided by Green Dot Bank and Stash Visa Debit card (Stock-Back® Card) issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

    Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2020 Green Dot Bank. All rights reserved.

    All rewards earned through use of the Stash Visa Debit card (Stock-Back® Card) will be fulfilled by Stash Investments LLC. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. Stash Stock-Back® is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. In order to earn stock in the program, the Stash Visa Debit card (Stock-Back® Card) must be used to make a qualifying purchase. What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment. If publicly-traded stock of the merchant (or a subsidiary thereof, if applicable) is not available or otherwise capable of being fulfilled for any reason, the stock reward arising from a qualifying transaction will be in an ETF or a publicly traded company available on the Stash Platform. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. See
    Terms and Conditions for more details. Double Stock-Back® rewards is subject to terms and conditions.

  2. Fee-free ATM access applied to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the ATM owner or bank may charge. For overdraft, transaction is declined and no fee is charged. Neither Green Dot Bank nor Stash offers overdraft services. Other fees apply to the bank account. Please see the Deposit Account Agreement for details. If applicable, your Stash banking account is a funding account for purposes of the Advisory Agreement. Your Stash subscription fee may be deducted from your Stash banking account balance.

  3. Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

  4. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

  5. UGMA /UTMA Accounts. The adult (or Custodian) who opens the account can manage the money and investments until the minor reaches the “age of majority.” That age is usually 18 or 21, depending on the Custodian’s state. The money in a custodial account is the property of the minor. Money in a custodial account can be used by the parent or legal guardian, but only to do things that benefit the child.

  6. Availability of instant money transfers may be subject to limitations. Money can be moved via instant money transfer between your personal portfolio and your Stash banking account. Money moved into a partition must be moved back to the bank account available balance to be used and does not earn interest.

  7. Spending Insights provided by Stash Investments LLC.

  8. Not all stocks pay out dividends. And there's no guarantee any stock will pay dividends in a quarter or year.

  9. When you Lock your card, withdrawals and purchases conducted using your card will not be authorized until you unlock your card. Some activity will continue, including your monthly fee, if applicable, debit transactions that were authorized before you Locked your card, transactions crediting funds to your account, ACH debit transactions conducted using your account and routing numbers, recurring bill payments, mobile check deposit, and cash deposits.

Stash does not offer an interest-bearing savings account.

Fractional shares start at $0.05 for investments that cost $1,000+ per share.

This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Stash through the “Diversification Analysis” feature does not rebalance portfolios or otherwise manage the Personal Portfolio Account for Clients on a discretionary basis. Each Client is solely responsible for implementing any such advice. This investment recommendation relies entirely on the responses you’ve provided regarding your risk tolerance. Stash does not verify the completeness or accuracy of such information. Investing involves risk, including possible loss of principal. No asset allocation is a guarantee against loss of principal.

All individuals featured on this website are paid actors or employees of Stash.

Stash Investments LLC ('Stash') is an SEC registered investment adviser. By using this website, you accept our
Terms of Use and Privacy Policy. Stash’s investment advisory services are available only to residents of the United States in jurisdictions where Stash is registered. In order to open a Stash account, you must be at least 18 years of age. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website does not constitute a complete description of Stash’s investment advisory services. View a full list of available investments on Stash. Stash does not provide financial planning services to individual investors. Before investing, consider your investment objectives and Stash’s fees and applicable custodial fees. Stash Financial, Inc. is a digital financial services company offering financial products for U.S. based consumers. Stash is not a bank or depository institution licensed in any jurisdiction. Advisory products and services are offered through Stash Investments LLC. Stash Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, serves as introducing broker for Stash Clients’ advisory accounts. FINRA BrokerCheck reports for Apex Clearing are available at Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC, provides clearing and execution services and serves as qualified custodian for advisory assets of Stash Clients. Products offered by Stash Investments LLC and Stash Capital LLC are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Market data by Thomson Reuters (Refinitiv). For more information, see our disclosures. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Email: Tel: (800) 205-5164

Information provided by Stash Support is for informational and general educational purposes only and is not investment or financial advice.

Google Play and the Google Play logo are trademarks of Google, Inc.

Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.

STASH, StashInvest, and Stock-Back are registered trademarks of Stash Financial, Inc.

© Copyright 2020 Stash Financial, Inc. All rights reserved.

Frequently asked questions

Invest what you can afford.

Stock-Back® Card

Invest as you spend.

When you use our card, we’ll give you stock in well-known brands.1


Invest in yourself.

Our three plans can make it easy and affordable to build wealth.


Invest in your goals.

We can help you save and protect you from hidden banking fees.2


Invest in your future.

Stash can help you plan and save for a secure retirement.4


Help the ones you love with children’s investment accounts.5

Invest in your children.

made easy.

Start with $5.

Why bank with Stash?

Protect your money.

Bank with no overdraft, minimum balance, or hidden fees.2

Set your goals.

Separate your cash by wants and needs to budget better.6

Save automatically.

Use tools like round-ups and auto-invest to help build wealth.

Invest as you shop.

Use the Stock-Back® Card to earn stock in well-known brands—on us.1

Track your spending.

Learn from insights and set a spending budget.

Access early payday.

Budget and save up to 2 days early with direct deposit.3

Trusted by 5 million people.

This is not an endorsement or a statement of satisfaction by any Stash client and is defined by
the number of clients who have e-signed.

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